Coverage Options

Extended Health Care Benefits
Most people’s extended health care benefits cover physiotherapy to some degree. We can direct bill the following insurance companies: Blue Cross, Greenshield and Canada Life. We also provide you with a receipt which contains all information required for submission and reimbursement according to the specifics of your plan coverage.

Motor Vehicle Accidents (MVA)
If you have been in a recent motor vehicle accident and suffered an injury, you will be entitled to treatment for that injury, at the expense of your auto insurer. A personal injury claim will not effect your insurance premiums. We can assist you in submission of the required AB forms and once the claim is approved, we will directly bill your auto insurance company. Amounts billed to insurers are slightly higher than our regular rates to account for the administrative time taken to invoice and process payment from insurance companies.

Worker’s Compensation Board
We currently do not have a contract with WCB. If you still chose to come to our clinic, you would need to pay for your session and seek reimbursement from WCB directly.

Alberta Health
Unfortunately, FSM Physiotherapy does not have the Alberta Health contract to offer post surgical and post fracture physiotherapy services.

Other FAQs

What conditions do you work with?
Please see our ‘conditions we treat’ section.

Do you direct bill extended health care providers (Blue Cross etc.)?
Unfortunately we do not offer direct billing at this time.

Do I have to be a member of The Bank Athletic Club gym to come for physio?
No.

Do I need a doctor’s referral?
No, you don’t need a referral to come and see us.

If I have a doctor’s referral is my treatment covered by my Alberta Health Care?
Unfortunately no, Alberta Health care only covers physiotherapy after a fracture or after a surgery, and only at a clinic with an Alberta Health contract, which we do not have.